Lakeville Funding · New York
Direct Private Real Estate Bridge Lender

Experienced.
Trusted.
Relationship-driven.

Lakeville Funding was founded by NYC property developers — not bankers. We built our lending business because we know exactly what it feels like to be on your side of the table.

Lakeside construction
Residential
Focused
$100K–$10M
Loan Range
NYC & Long Island
Metro Area
Who We Are & What We Do

Lakeville Funding is a private residential bridge lender founded by New York City property developers. We fund fix & flip acquisitions, new construction, multifamily plays, and everything in between — from $100K to $10M. We built this firm because we spent years on your side of the table and kept running into lenders who didn't understand the business.

How We Work

Tell us about your deal. We structure terms around your specific asset, timeline, and exit — not a generic rate sheet. Every loan is underwritten by the same people who will pick up the phone when you call.

What We Offer

Loan Programs

Flexible bridge financing structured around your deal — not a generic rate sheet. From single-family flips to ground-up construction across the New York metro area.

Fix & Flip
New Construction
Acquisition + Construction
Multifamily Bridge
Portfolio Bridge
Land Bridge Loans

We Think Like Operators —
Because We Are.

Our founders spent years as NYC property developers before starting Lakeville. When you bring us a deal, we're not learning your world — we already know it. That experience shapes how we read a deal, structure a loan, and show up when things get complicated.

We Underwrite the Deal

Your property, your plan, your exit — not a credit checklist.

Every Loan Is Tailored

No products off a shelf. Terms built around your specific deal.

Decision-Makers in the Room

You work with our team — and every decision gets to the people who can say yes.

A Real Partner

We've been the borrower. We built Lakeville so a lender never goes dark on you or changes terms at the last minute.

Brooklyn
Our Story

A private lender built around relationships, certainty, and local market knowledge.

Lakeville Funding
Private Real Estate Lending · New York

Who We Are

Lakeville Funding is a direct private real estate bridge lender based in New York. We lend our own capital, make our own decisions, and stay involved through every step of the loan.

We were founded by property developers who spent years on the borrower's side of the table. That experience is the foundation of how we work. We understand what's at stake when a deal needs to close, and we show up accordingly.

"We weren't bankers who decided to do real estate lending. We were developers who got tired of bad lenders and decided to become a good one."
Discretion
Every engagement is confidential. We don't discuss our borrowers' business with anyone who doesn't need to know.
Directness
We say what we mean. If a deal doesn't work for us, we'll tell you why — not string you along.
Alignment
We succeed when our borrowers succeed. That's why we stay engaged through the life of every loan.
Expertise
We've done this. The underwriting instincts that make Lakeville effective come from having been the developer, not just the lender.
New York real estate
Financing Solutions

Loan Programs

$100,000 – $10,000,000 · Tailored to your deal

Eight programs.
One conversation.

Tell us about your deal and we'll identify the right structure. Every term sheet is tailored — we don't hand you a product off a shelf.

01
Fix & Flip
02
New Construction
03
Multifamily Bridge
04
Residential Bridge
05
Acquisition + Construction
06
Portfolio Bridge
07
Land Bridge Loans
08
DSCR Loans

Not sure which program fits?

Tell us the basics. We'll come back with a structure the same day.

Brooklyn
Select Transactions

Recently Funded

Port Jefferson
Fix & Flip
Port Jefferson Residence
Port Jefferson, New York
Loan Amount
$800,000
Type
Fix & Flip
Closed
Brooklyn
Ground-Up Construction
Brooklyn New Build
Brooklyn, New York
Loan Amount
$2,500,000
Type
Ground-Up
Closed
Dix Hills
Ground-Up Construction · Luxury
Dix Hills Estate
Dix Hills, New York
Loan Amount
$3,100,000
Type
New Construction
Closed
Sag Harbor
Acquisition + Construction
Sag Harbor Modern
Sag Harbor, New York
Loan Amount
$4,295,000
Type
Acq. + Construction
Closed
Queens 2 Family
Fix & Flip · 2 Family
Queens 2 Family
Queens, New York
Loan Amount
$650,000
Type
Fix & Flip
Closed
For Investors

Private Participation

Secured returns backed by first-lien real estate

Earn consistent returns backed
by first-lien real estate.

Lakeville Funding provides accredited investors with direct participation in our private lending portfolio — secured returns backed by first-lien mortgage positions, underwritten to the standards of our New York roots.

How We Protect Your Capital

First-Lien Mortgage Security

Every loan in our portfolio is secured by a first-lien position on the underlying real property — placing our investors at the top of the capital stack.

Quarterly Income Distributions

Interest income is distributed to investors on a quarterly basis, providing consistent, predictable returns tied directly to active loan performance.

Diversified Portfolio

Capital is deployed across multiple asset types and geographies, reducing concentration risk and ensuring no single loan represents an outsized exposure.

Conservative Underwriting

Every loan is underwritten by principals with decades of operator experience. We apply rigorous LTV thresholds because we've been on the borrower's side — and we know where deals go wrong.

Request Information

New York
Let's Talk

Tell Us About Your Deal

We'd love to hear
about your project.

Whether you've got a deal under contract or you're still scoping things out, reach out — no question is too basic and no deal is too early to talk about.

Office
338 Northern Boulevard, Suite 6
Great Neck, NY 11021
Phone
(347) 460-6046
Email
info@lakevillefunding.com